If you’ve ever won on a scratchcard, you will know that most prizes can be paid out a local shops and supermarkets.

Most retailers will pay up to £100 in winnings, except some of the smaller stores which are only required to pay out £50. Although most retailers will pay out in cash, it is possible to get your debit card credited with your winnings!

Some retailers, such as large supermarkets, can actually pay out up to £500 in winnings. Again, this can be as cash or via debit card, but they are not required to, and is it at the discretion of the retailer.

If you have a win over £100, and you cannot find a store to pay out, your best bet is to head to a Post Office.

Post Offices can pay out between £500 and £50,000.

However, not all Post Offices can pay out. You need to find one that has a National Lottery terminal in it!

How to find a Post Office that pays scratchcard winnings

First up, you need to go to the Post Office Branch Finder page.

Scroll down, enter your location and the service you require. In this case, it is ‘National Lottery – Prize Payments’. Check out our demo below:

And if you are going to claim a big scratchcard win at a Post Office, there is one thing to note.

You will need to take some ID with you to claim your prize. Unsurprisingly, the standard ID accepted are driving licenses, passports and birth certificates amongst other ID.

And for those of you who haven’t won £500+ on a scratchcard, here’s how you can get a cheque from National Lottery for any win!