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​Whilst at Scratchcard Winners, we have our own opinions on the best scratchcards to buy in the UK, we’re pretty sure each and every one of you reading this will have a different opinion to us.

Why not check out the best online UK scratchcard sites whilst you’re here?

Although there are many other ways you can make millions, there are only a few scratchcard jackpots that would make you a millionaire. But you should make sure that there are remaining jackpot prizes first!

And then you might choose to ditch the real things for online scratchcards – so where should you play?

Therefore, we’ve split this article up into different categories of the best scratch cards to buy.

National Lottery Scratchcards – How the Odds Work

Let’s start off by discussing National Lottery scratchcards. Of course, we are experts in these paper-based games; we do write about them all the time.

One of the main things about these types of scratchcards that is crucial for players is the scratchcard odds.

On the back of all National Lottery scratch cards, there is lots of information about rules and game procedure.

At the top of the scratchcard, underneath the range of prizes that can be won, displays a sentence. For example, on the back of the Diamond Riches scratch card, the full sentence is:

“OVERALL ODDS OF WINNING A PRIZE ARE APPROXIMATELY 1 IN 4.24”

reverse-image-of-scratchcard

These are the odds of winning any prize on this scratchcard.

To explain further, it means on average, if you were to buy 4.24 scratchcards, you win once.

However, this is the overall odds of winning on ALL the scratchcards of the same game in circulation. It does NOT mean you are guaranteed a win every 4.24 scratchcards!

In addition, you should be aware of the RTP – the percentage of money that is given out in prizes.

So, now we’ve covered that, let’s get into it and rank the best National Lottery scratch cards.

National Lottery Scratchcards Odds

There are typically around 40-50 current scratchcards in circulation at any one time. Below is the full list of current scratchcards, their price, top prize and odds (of winning any prize):

Game NameName NumberPriceTop PrizeOdds of Winning
100X1303£5£1,000,0003.42
£100 Bonus1264£2£1003.90
£100 Match Bonus1284£2£1003.90
£100,000 A Year For 20 Years1300£5£2,000,0003.14
£150,000 Purple**1277£1£150,0004.52
£25,000 A Month For A Year1274£2£300,0003.96
£250,000 Black & Gold1288£2£250,0004.04
£250,000 Yellow Doubler1310£2£250,0003.82
3 In 11296£5£1,000,0003.36
£500 Loaded1295£5£5003.15
£5,000 A Week For A Year1301£2£260,0003.99
£500,000 Green**1283£2£500,0003.89
£75 Million Cash Spectacular1252£5£1,000,0003.43
Bingo Multiplier1318£3£300,0003.57
Buried Treasure1278£3£300,0003.43
Cars & Cash1248£2BMW X2 Model and £30,0003.72
Cash Bolt1306£3£300,0003.33
Cash 7s Doubler1271£3£300,0003.53
Cash Reactors***1281£3£300,0003.70
Cashword Bonus1312£3£300,0003.48
Cosmic Cash1299£3£300,0003.47
Diamond Millionaire1314£5£1,000,0003.39
Frosty Bingo1275£3£300,0003.47
Full Of £1000s1304£5£1,0002.95
Hot £50s1322£1£504.44
Lions Share Doubler1258£2£100,0004.08
Lucky Roll1297£1£7,0004.36
Match 3 Tripler1267£1£10,0004.58
Match A Million1309£5£1,000,0003.45
Millionaire Maker1289£5£1,000,0003.48
Mini Cashword1243£1£10,0004.33
Monopoly Deluxe***1286£5£2,000,0003.38
Monopoly Gold1307£5£2,000,0003.35
Red Hot 7s1292£2£70,0003.97
Ruby Doubler***1294£3£300,0003.56
Scrabble Cashword1285£3£300,0003.53
Super 7s1270£3£300,0003.52
Super Cash Bonus1311£2£100,0004.22
Take It Or Leave It1276£5£1,000,0003.48
Wads In Your Wallet1316£1£5,0004.42
Win All1317£2£50,0004.06

Last Updated: 12th April 2022

How you choose the best scratchcard will vary on personal preference; best odds, top prize, number of jackpot prizes and price of scratchcard.

With that in mind, let’s investigate further.

Best National Lottery Scratchcard Odds

Before we start, we are going to make the general comment that the scratch cards with the best odds of winning are the more expensive scratchcards.

Although this isn’t always the case, it makes it easier to compare 2021 National Lottery scratchcards – we compare them all below!

For example, take the £1 Hot £50s scratchcard which has odds of winning any prize at 1 in 4.44, whereas the £5 100X scratchcard has odds of 1 in 3.42.

Because the cost of the £5 scratch card is higher, players are generally rewarded with better scratchcard odds compared to the £1 scratchcard.

The overall top 10 scratchcards – based on odds – is listed below:

  1. Full of £1000s (1 in 2.95)
  2. £100,000 A Year For 20 Years (1 in 3.14)
  3. £500 Loaded (1 in 3.15)
  4. Cash Bolt (1 in 3.33)
  5. Monopoly Gold (1 in 3.35)
  6. 3 In 1 (1 in 3.36)
  7. Monopoly Deluxe (1 in 3.38)
  8. Diamond Millionaire (1 in 3.39)
  9. 100X (1 in 3.42)
  10. £75 Million Cash Spectacular (1 in 3.43)

Let’s break this down further and look at the top scratchcards per price point.

Best National Lottery Scratchcards (Odds) – £1

  • Mini Cashword (1 in 4.33)
  • Lucky Roll (1 in 4.36)
  • Wads in Your Wallet (1 in 4.42)
  • Hot £50s (1 in 4.44)
  • £150,000 Purple (1 in 4.52)
  • Match 3 Tripler (1 in 4.58)

Best National Lottery Scratchcards (Odds) – £2

  1. Cars & Cash
  2. £250,000 Yellow Doubler
  3. £500,000 Green
  4. £100 Bonus
  5. £100 Match Bonus
  6. £25,000 A Month For A Year
  7. Red Hot 7s
  8. £5,000 A Week For A Year
  9. £250,000 Black & Gold
  10. Win All
  11. Lions Share Doubler
  12. Super Cash Bonus

Best National Lottery Scratchcards (Odds) – £3

  1. Cash Bolt
  2. Buried Treaasure
  3. Cosmic Cash
  4. Frosty Bingo
  5. Cashword Bonus
  6. Super 7s
  7. Cash 7s Doubler
  8. Scrabble Cashword
  9. Ruby Doubler
  10. Bingo Multiplier
  11. Cash Reactors

Best National Lottery Scratchcards (Odds) – £5

  1. Full of £1000s
  2. £100,000 A Year for 20 Years
  3. £500 Loaded
  4. Monopoly Gold
  5. 3 In 1
  6. Monopoly Deluxe
  7. Diamond Millionaire
  8. 100X
  9. £75 Million Cash Spectacular
  10. Match A Million
  11. Millionaire Maker
  12. Take It Or Leave It

Best National Lottery Scratchcard Prizes

Another generalisation to make is that the more expensive the scratchcard, the larger the top prize.

This isn’t always the case though, especially where some of the newer scratchcards have a much larger number of jackpots available to be won.

For example, the £5 Full of £1000s scratchcard and the £2 £100 Match Bonus scratchcard both have significantly reduced jackpot prizes, in exchange for significantly more top prizes in circulation.

So, with that in mind, let’s look at the best scratchcards based on prize.

  1. £100,000 A Year For 20 Years (£2,000,000)
  2. Monopoly Gold (£2,000,000)
  3. Monopoly Deluxe (£2,000,000)
  4. 3 In 1 (£1,000,000)
  5. Diamond Millionaire (£1,000,000)
  6. 100X (£1,000,000)
  7. £75 Million Cash Spectacular (£1,000,000)
  8. Match A Million (£1,000,000)
  9. Millionaire Maker (£1,000,000)
  10. Take It Or Leave It (£1,000,000)

Again, let’s investigate this further and look at the top scratchcards per price point.

Best National Lottery Scratchcards (Prize) – £1

  1. £150,000 Purple
  2. Mini Cashword
  3. Match 3 Tripler
  4. Lucky Roll
  5. Wads In Your Wallet
  6. Hot £50s

Best National Lottery Scratchcards (Prize) – £2

  1. £500,000 Green
  2. £25,000 A Month For A Year
  3. £5,000 A Week For A Year
  4. £250,000 Yellow Doubler
  5. £250,000 Black & Gold
  6. Lions Share Doubler
  7. Super Cash Bonus
  8. Red Hots 7s
  9. Cars & Cash (Car + £30,000)
  10. Win All
  11. £100 Bonus
  12. £100 Match Bonus

Best National Lottery Scratchcards (Prize) – £3

All current £3 scratchcards have the same top prize of £300,000. They are all listed below, in alphabetical order:

  • Bingo Multiplier
  • Buried Treasure
  • Cash 7s Doubler
  • Cash Bolt
  • Cash Reactors
  • Cashword Bonus
  • Cosmic Cash
  • Frosty Bingo
  • Ruby Doubler
  • Scrabble Cashword
  • Super 7s

Best National Lottery Scratchcards (Prize) – £5

  1. £100,000 A Year For 20 Years
  2. Monopoly Gold
  3. Monopoly Deluxe
  4. £75 Million Cash Spectacular
  5. 100X
  6. 3 In 1
  7. Diamond Millionaire
  8. Match A Million
  9. Millionaire Maker
  10. Take It Or Leave It
  11. Full of £1000s
  12. £500 Loaded

So, Which Scratchcard REALLY Is The Best?

It really is hard to pick the best National Lottery scratchcard, and we know that all of our readers have different preferences based on game play as well.

However, if you really want to win on more scratchcards, we recommend investigating online scratchcards. These games have better odds, more price points and a much wider range of games to play.

Best Online Scratchcards

National Lottery scratchcards are good fun, but they have their limitations.

New National Lottery scratchcard games are released roughly every month, and even then theres only four or five released at a time. And you can only buy them by being in a physical store – not the best thing to be doing whilst there is a global pandemic!

But fortunately, the number of online scratchcard providers continues to increase, with a greater range of price points, better odds AND signup offers and bonuses for trying out a new provider.

Isn’t it time you seriously considered online scratchcards?

You can check out our reviews for the best online scratchcard providers and sign up offers below:

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Which Scratch card is Most Likely to Win UK?

The scratchcards that you are most likely to win on are the £5 scratchcards or the scratchcards that have reduced jackpots, but lots of top prizes available. This is because the overall odds on these scratchcards is the lowest, theoretically meaning you have to buy less for a chance to win.

What are the Chances of Winning on a Scratchcard?

The chances of winning are determined by the odds, which are usually set between 1 in 3 and 1 in 5. Generally speaking the more expensive scratchcards (£5 games) have the best chance, and the cheapest scratchcards (£1 games) have the worst chance to win.

What are the Different Types of Scratchcards?

Scratchcards are generally categorised as National Lottery scratchcards or online scratchcards.

What are the Best Scratchcards to Buy?

Online scratchcards are better than National Lottery scratchcards as the overall odds are generally better, and so is the return to player (RTP) rate.

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